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Risk

Financial and Investment Disclaimer

The boundaries of public information about capital, markets, and investing.Last updated: 16.08.2026

Contents

01 Informational purpose02 Not individualized advice03 Risk of loss04 Past and modelled performance05 Data freshness and AI06 Your responsibility07 Conflicts of interest
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01

Informational purpose

Material about money, markets, portfolios, digital assets, and investment instruments provides general information. It does not fully account for your income, liabilities, taxes, horizon, experience, liquidity, or risk tolerance.

02

Not individualized advice

No text, video, calculation, AI response, or example is individualized investment advice, an offer, or a solicitation to buy, sell, or hold an asset.

Public material does not replace advice from an appropriately authorized financial, investment, tax, or legal professional.

03

Risk of loss

  • asset values can rise and fall;
  • partial or total loss of capital is possible;
  • liquidity, currency, inflation, credit, technology, regulation, and counterparty risk can alter outcomes;
  • cryptoassets and other volatile instruments may carry particularly high risk;
  • leverage increases both potential returns and losses.
04

Past and modelled performance

Past performance does not guarantee future results. Examples, scenarios, simulations, and backtests depend on assumptions and may omit fees, tax, liquidity, or changing market conditions.

05

Data freshness and AI

Market data is meaningful only with a date, time, and source. If a live provider is unavailable or a source is unverified, the assistant must not invent prices.

AI may make factual, mathematical, classification, or contextual errors. Independently verify material conclusions.

06

Your responsibility

You make decisions independently and are responsible for checking information, assessing risk, and considering consequences. Do not invest money whose loss would threaten basic needs or financial stability.

07

Conflicts of interest

The author or related projects may have a professional or economic interest in technologies, companies, or assets mentioned. Material conflicts should be disclosed in the relevant content where known and relevant.

Legal sources

Law of Ukraine On Advertising, Articles 24–25
Mykhailo PatsanOfficial website

Investor, entrepreneur, and innovator. Expert in artificial intelligence, business analysis, and investing.

Sole proprietor Mykhailo Vitaliiovych PatsanUkrainian tax number: 3272015390

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Financial, market, and investment materials are informational only. They are not individualized investment advice, an offer to buy or sell an asset, or a guarantee of results. Investing involves a risk of capital loss.

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Financial and Investment Disclaimer | Михайло Пацан